Financial planning, taxes & insurance for expats in Germany.
Insurance, taxes, visa, housing, healthcare, schools — we help you work out what you actually need in Germany and connect you with vetted partners who take care of it.
Smart tools. Trusted experts. A community that helps.
This is how we support you
Expatease supports expats in Germany in the areas of life that matter most. Whatever you are dealing with right now — this is where you start.
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Choose the area you need help with
Finance & insurance, taxes, visa & legal, relocation, healthcare, schools, corporate benefits — every area has its own page with everything we offer there, from a quick first orientation to the right expert.
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We help you find the right service
Not sure what you actually need? We help you figure it out — if you like, in a short, direct conversation with us.
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Our partner network takes care of the rest
We connect you with our partner network, which covers each of these areas — trusted experts who speak your language.
Our Expat Services
Everything you need to navigate Germany — from applying for a visa to retirement planning.
Finance & Insurance
ETF portfolios, retirement planning, wealth building, and the right insurance coverage.
ExploreTax Optimization
Save taxes by filing your tax declaration. We match you with the best service.
ExploreLanguage Schools
Take the placement test and get the course level that fits — for adults, teens and children.
ExploreVisa & Legal
Permits, Blue Card, citizenship — plus lawyers for everyday legal questions.
ExploreRelocation
Apartment, Anmeldung, bank, utilities — full-service support from a vetted local agency.
ExploreHealthcare
Find a doctor, choose your coverage.
ExploreCorporate Benefits
Understand your employee perks and company pension schemes.
ExploreWhat Expats Say About Us
Real reviews from the Google profiles of Expatease and HORBACH München — all five stars, first name and initial only.
“I had a great experience with ExpatEase in Munich during my internship. They provided excellent financial advice that really helped me understand how to manage my finances while living abroad. From setting up a German bank account to helping me with insurance and tax-related questions, their guidance was clear, practical, and always tailored to my situation as an intern. The team was professional, supportive, and easy to communicate with. I highly recommend ExpatEase to any expat or intern in Munich looking for trustworthy and efficient financial advice.”
“Excellent service! They study the goals of each case. They explain clearly and easily to help clients understand the different products. Marija and Tina guided me to the best decision-making according to my goals. It took me two years to find a company and qualified personnel that made me feel confident and secure. I highly recommend it!”
“My experience with Sascha from Horbach has been amazing for more than a year. He helped me start different investments and insurance plans with complete flexibility in all matters. This also works if you do not speak German or if you have specific long-term plans, such as returning to your home country. Would definitely recommend :)”
“I was advised at HORBACH München and was very satisfied. The advice was structured, transparent and precisely tailored to my situation. You can tell that my advisor works competently and takes his time. Absolutely recommendable.”
“ExpatEase demonstrated not only a commitment to the event but also to the well-being of our diverse community. As a financial planning company specializing in assisting expatriates, they bring a unique understanding of the challenges faced by individuals living abroad. […] We highly recommend their services to anyone seeking trusted financial advice and planning, especially for those navigating the complexities of living in a foreign country.”
“Horbach Expats is Germany’s leading financial planning service. Together with other partners it hosted the first-ever Fincon Event, one of the pioneering finance events for the international community. It is an amazing networking opportunity to meet people from all over the world. Great speakers are present with lots of information about finance, integration in Germany, migration, and much more.”
You're not figuring this out alone
Our expat community is where you ask questions, share what you've learned, and get honest answers from people who've been exactly where you are.
Ask anything
Taxes, visa, insurance, housing, schools — post your question and get answers from expats and experts.
Learn from experience
Read real discussions from expats who've already navigated what you're going through right now.
Help others along the way
Share your own experience, answer questions, and earn your reputation as a trusted community member.
Three things that make the difference
Germany is complex. You need the right tools, the right people, and a community that understands what you're going through.
Real human support
Vetted experts who speak your language — for the moments that need clarity and trust.
- ● English-speaking advisors
- ● Video consultations
- ● Guidance tailored to your situation
A community that gets it
Ask questions, share experiences, and learn from expats who've been where you are now.
- ● Curated discussions
- ● Peer support & tips
- ● Events & meetups
Smart digital tools
Modern systems for a smoother experience.
- ● Service matching
- ● Faster support
- ● Less friction, more clarity
HORBACH Finance
Expert financial consulting for expats in Germany. Over 20 years of experience in retirement planning, ETFs, and insurance — tailored specifically for international professionals.
- ✓English-speaking advisors
- ✓Expat-focused retirement strategies
- ✓Transparent, fee-based consulting
- ✓500+ satisfied expat clients
"I got advice at HORBACH München and immediately felt in good hands. My advisor listens, asks questions and really tries to understand what matters to me. He explains financial topics clearly and without fuss, so I can make decisions calmly and well informed. No pressure, no hidden agenda — just honest guidance. For me, advice I trust and recommend."
Ready to Make Germany Easier?
Join 10,000+ expats who trust Expatease to navigate life in Germany