Health insurance & healthcare for expats
Health insurance for your visa and your first days in Germany, plus English-speaking doctors, therapists, and wellness services in your city.
Healthcare in Germany — important, but not always easy to navigate
For many expats, healthcare is one of the most important parts of settling in — and one of the most confusing. Choosing between public (GKV) and private (PKV) health insurance is not always straightforward, and private coverage is not automatically available to everyone. Eligibility depends on your employment status, income, and personal situation. On top of that, finding doctors who speak your language can make a real difference in how secure and supported you feel. We help you understand your options, assess whether public or private insurance makes more sense in your case, and connect you with healthcare providers who speak your language — so you can make informed decisions and access care with confidence.
Need health insurance for your visa or when first arriving in Germany?
We and our partners have you covered.
Understand your healthcare options
Germany’s healthcare system can feel complex at first. For most expats, there are three common paths to consider.
Public
The standard route for many expats in Germany
- New arrivals looking for stability
- Single-income households with children
- Available to most employees and residents
- Income-based monthly contributions
- Standardized core coverage
- Family co-insurance may be possible
Reliable, predictable, and easy to understand when settling in Germany.
Techniker Krankenkasse
Techniker Krankenkasse (TK) is widely regarded as one of the strongest public insurance options for expats, especially for people who value digital services, reliable coverage, and English-language support.
- Strong digital experience
- English-language support
- Reliable public coverage
Public, public with add-ons, or private — not sure which is available or the best fit for your situation? In 15 minutes we go through your situation and explain which route actually makes sense for you. Free and with no obligation.
Find a Doctor near you
Looking for medical support in your area? Use the trusted doctor search from our partner Techniker Krankenkasse to find suitable healthcare professionals near you — with filters for specialty, language, and location.