Healthcare

Health & wellness for expats

English-speaking doctors, therapists, and wellness services in your city.

Healthcare in Germany — important, but not always easy to navigate

For many expats, healthcare is one of the most important parts of settling in — and one of the most confusing. Choosing between public (GKV) and private (PKV) health insurance is not always straightforward, and private coverage is not automatically available to everyone. Eligibility depends on your employment status, income, and personal situation. On top of that, finding doctors who speak your language can make a real difference in how secure and supported you feel. We help you understand your options, assess whether public or private insurance makes more sense in your case, and connect you with healthcare providers who speak your language — so you can make informed decisions and access care with confidence.

Decision helper

Understand your healthcare options

Germany’s healthcare system can feel complex at first. For most expats, there are three common paths to consider.

Public

The standard route for many expats in Germany

Best for
  • New arrivals looking for stability
  • Single-income households with children
Key facts
  • Available to most employees and residents
  • Income-based monthly contributions
  • Standardized core coverage
  • Family co-insurance may be possible
Why many expats choose it

Reliable, predictable, and easy to understand when settling in Germany.

Recommended next step for public insurance
TK

Techniker Krankenkasse

Techniker Krankenkasse (TK) is widely regarded as one of the strongest public insurance options for expats, especially for people who value digital services, reliable coverage, and English-language support.

  • Strong digital experience
  • English-language support
  • Reliable public coverage
Sign on with Techniker
Free 15-minute call about your insurance options

Public, public with add-ons, or private — not sure which is available or the best fit for your situation? In 15 minutes we go through your situation and explain which route actually makes sense for you. Free and with no obligation.

Trusted Partner ToolIn partnership with Techniker Krankenkasse

Find a Doctor near you

Looking for medical support in your area? Use the trusted doctor search from our partner Techniker Krankenkasse to find suitable healthcare professionals near you — with filters for specialty, language, and location.

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