Financial advisor for expats in Munich
Expatease is based in Munich, and so is our partner HORBACH München. English-speaking financial advice for expats — in person in Munich or by video.
Book a free intro callOn the ground in Munich
- ✓Our team is headquartered in Munich (St.-Martin-Straße 102, 81669 München).
- ✓Advice in person at HORBACH München or by video — you choose.
- ✓Regular expat events in Munich: seminars, meet-ups and community evenings.
- ✓Google reviews from Munich clients, translated below.
What we help with
Retirement planning
Close the pension gap with a plan that stays flexible if you leave Germany again.
ETF investing
Low-cost, tax-aware portfolios set up properly on German platforms.
Health & liability insurance
The covers you actually need as an expat — explained in plain English.
Buying property
Financing and the German rules of the game before you sign anything.
Tax advice is a separate profession here — we connect you with English-speaking tax advisors.
Families & children
Savings plans, child benefit and cover for the whole family.
How it works
Free intro call
30 minutes to understand your situation and goals. No obligation.
Your roadmap
A clear analysis and plan — no plan fee, no invoice for the advice.
Set-up & support
We implement together and stay available as your life in Germany changes.
What clients in Munich say
Google reviews of HORBACH München, translated from German.
“My advisor explained retirement planning and a children’s savings plan to me in detail and in plain terms. I felt in very good hands throughout the whole conversation: he addressed my personal situation, took his time and patiently answered all my questions. What I especially liked was the transparent, honest advice without any pressure. Thanks to his competent support I decided to set up both a retirement plan and a savings plan for my child. I can absolutely recommend it.”
“The advice completely convinced me. My advisor works extremely professionally and responds to each client individually. I especially appreciated that he took a lot of time and created a pleasant, trusting atmosphere. Everything was explained calmly, clearly and step by step, so I felt in good hands at all times. He addressed my personal wishes and needs and suggested suitable solutions without ever being pushy. You notice right away how much expertise and experience he has; even complex topics were made simple and easy to follow. Overall I felt very well advised and would recommend him at any time.”
“I was advised at HORBACH München and was very satisfied. The advice was structured, transparent and precisely tailored to my situation. You can tell that my advisor works competently and takes his time. Absolutely recommendable.”
Questions from expats in Munich
Talk to an English-speaking advisor in Munich
Free, no obligation — in person or by video.
Also in: Berlin · Frankfurt · Hamburg · Cologne · All about financial planning →
Trust & partnerships
Cooperations, customer reviews, and trusted partners.
Cooperations & partners
- HORBACH Finance — Finance & Retirement
- Expatease Tax Partners — Tax Consulting
- Expatease Insurance — Insurance
Google reviews
- ★★★★★
"Their guidance was clear, practical, and always tailored to my situation."
— William P. - ★★★★★
"It took me two years to find a company and qualified personnel that made me feel confident and secure."
— Nayla L. - ★★★★★
"Structured, transparent and precisely tailored to my situation. Absolutely recommendable."
— Elizabeth C.